Is your mortgage up for renewal? Looking to refinance?

Let's look at all your options, so you can get the best mortgage product for you. 

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If your mortgage is up for renewal within the next 6 months, contact me to start the process.

WHAT TO DO WHEN YOUR MORTGAGE IS SET TO RENEW

Start Early

When your existing mortgage term is set to expire, and your mortgage is ready to renew, you should start looking at your options up to 6 months in advance. Typically your existing lender will send a renewal offer in the mail, you should NOT sign this, instead this is the best time for you to consider all your options. Give me a call, we can discuss the next steps together. 

Look at ALL your Options

Did you know that up to three quarters of Canadians simply sign the renewal letter from their lender without looking for a better deal? Given this, of course the banks won't make you their best offer at the outset. It's all business to them, and they are in the business of making money, from you. Let me take a look at your financial situation, and outline the best mortgage products available on the market. 

Switch Lenders

Given your current financial situation, it might make sense to stay with your existing lender. However, it might also make sense to find a new lender; one who has a better mortgage product to suit your needs. As your existing term is set to expire, you can switch to a new lender without paying a penalty and most of the time, the lender will even cover the legal costs to switch your mortgage. 

Mortgage Refinance

When your mortgage is up for renewal, not only can you renew with your existing lender, or switch to another lender, but this is a great time to consider a mortgage refinance. Through a refinance, you can access some of the equity that has been built up in your home over the past years. When you refinance at renewal, you save the penalty of breaking your existing mortgage term. 

Diane Gogar


When your mortgage is up for renewal, you have options...Let's work through them together! 

I am a Mortgage Agent and Coach with Key Mortgage Partners. Previous to this, I was in the banking industry as a Financial Adviser helping hundreds of families make sound financial decisions. The experience I gained in the bank helped me to transition into the mortgage industry. I have a passion for what I do. I desire to see families own their own homes and become financially sound along the way.


I serve First Time Homebuyers, Entrepreneurs and Professionals. I also help families become debt-free and grow their investment portfolios.


You can expect me to take the pain out of solving your short, medium and long term financial goals. I do this by prudently selecting and managing your perfect mortgage strategy which will help you save as much money as possible.


My commitment to you is to make this process smooth and stress -free, and to get you the right mortgage to suit your needs, and that will fit into your overall financial goals. I encourage you to ask me all the questions you need to ask until you feel comfortable with your final mortgage decision. I care that you have a happy, memorable experience in using me as your Mortgage Agent and Coach.


On a personal note, I am married and have two daughters. I enjoy Crossfit and I love to read.

When your mortgage is up for renewal, get in touch and we'll look at all your options together! 
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We have worked with Diane on many occasions over the years and we can truly say that she is in a league of her own.  She has always looked out for our best interest and has come up with solutions that always  best suited our needs.  She has definitely put our family in a better position and we are very thankful.  Diane is very knowledgeable and always staying current. She will treat you like family which is rare but comforting knowing that you are in good hands.  We honestly couldn't thank her enough!


Rhea Aleunge

HAPPY CLIENT

Diane is the true meaning of excellent customer service!!  My wife and I were able to get in touch with Diane any time of day!!  The way she walked us through our Mortgage Renewal was awesome and so detailed.  We have already recommended Diane to all our friends and family members.  We can't say enough great stuff about Diane!!My wife and I can't Thank you enough for all that you have done for our family.  Look forward to our continued adventures!!


Jason Lumley

HAPPY CLIENT

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