DIANE GOGAR

Mortgage Professional. Creating Value, Finding Solutions
Solutions To Help You Get Approved Quickly
Let Me Help You Save Thousands On Your Mortgage

DIANE GOGAR

Cell: 416-464-8898
E-mail: diane@dianegogar.com

I’m a mortgage professional for DLC Key Mortgage Partners. Previous to this, I was in the banking industry as a Financial Adviser, helping hundreds of families make sound financial decisions. The experience I gained in the bank helped me to transition into the mortgage industry. I have a passion for what I do.

My desire is to earn your trust and build a long term relationship with you, even as I help get the best mortgage product that suits you. I work with everyone from First Time homebuyers to clients who are downsizing. I love learning and this serves my clients well as I keep them informed of the entire process. My goal is that you will have a good understanding of what may be your biggest investment. I am committed to helping you.

Did you know…getting a mortgage is more than rates. Oftentimes , bargain rate mortgages come with restrictions, no privileges and severe penalties. with the wrong mortgage and the wrong advice, you can end up being charged tens of thousands of dollars in penalties.
Let’s make sure this does not happen to you. Let’s sit down and explore how we can work together and help you get the right mortgage and pay thousands less in interest.

On a personal note, I am married and have two daughters. I enjoy Crossfit and love to read.

FINANCING WHERE YOU LIVE

Buying a home can be a daunting task, there is certainly a lot to know! There is a lot of great information everywhere, the problem is how do you know what directly applies to you? Well, I believe that nothing replaces meeting face to face with a local professional who can answer questions about your specific financial situation. 

If you want to talk specifically about your financial situation and get a pre-approval in place so you can buy your first or forever home, we should meet!

Apply Now

TESTIMONIALS

What can I say about Diane? There are no words to describe how Diane helped my husband I when were in need of some advice with our mortgage. Diane went out of her way to help us understand what we could and could not do. Always the consummate professional and willing to give it her all. We used Diane again a few years later when we had to renegotiate our mortgage and again she went out of her way. Diane was always willing to come to our house after hours to complete paperwork and we always felt we were her number one client.

After my husband passed away, she was again by my side helping me with obtaining a new mortgage on a home that I bought myself. She was with me every step of the way and I would highly recommend Diane to my friends and family. I like the fact that once the mortgage was done, she did not forget about us. She would check in to make sure that all was well and always wants to know if there is anything else she can do to help.

I actually consider Diane a friend just not a mortgage professional.

Cindy Hutson

We are just a “young” couple trying to get back on track and Diane helped us do exactly that. The thing that will separate her from the rest is that I know she will follow up to make sure we are staying on the right path. She was very accommodating through our whole process with our first and second home. I would recommend her to any and everyone I know.

Rhea Aleung

I have been a client of Diane for a number of years and words cannot simply describe how much I appreciate the time and effort she puts into all my mortgage needs. She brings a wealth of knowledge and whatever the situation calls for, she will work to find a solution. I am always happy to refer her to my friends and family as I know she will provide them the best service possible. Thank you Diane for the help you have provided and I am sure you will be helping me out down the road.

Dexter Jao

When we first met with Diane, she agreed to meet us after normal business hours to accommodate our work schedules. She was patient and thorough in explaining the process to us. In going through the vetting process, she was professional and always acted with integrity. She was always able to secure a great rate that would work for us. Diane was always available and willing to answer any questions we have had throughout the process.

We have used Diane’s services numerous times and will continue to do so in the future. We would certainly go back to Diane if we have to buy another house or want to explore refinancing our mortgage. We would highly recommend her to anyone looking to buy or refinance.

Mitranand Singh

Diane is an excellent mortgage broker . She was very professional, quick and very thorough. I love how she made us feel very comfortable with the whole mortgage process. She was very patient and answered all our questions. So thank you so much for your help! Look forward to your help with our next mortgage/renewal!!!

Melanie M

9 STEPS TO BUYING A HOME

Meet With Your Mortgage Broker

The home buying process starts with having a solid understanding of your financial situation and securing a mortgage pre-approval. As your mortgage broker, I will help you find the best mortgage product available at no cost to you.  

Make a Budget

Once you know how much you’ve been pre-approved for, its a good idea to sit down and figure out what you actually want to spend. There are extra costs associated with homeownership, a budget helps you plan for them!

Find a Realtor

Once you have a pre-approval in place and you know how much you want to spend on a house, it’s time to find a realtor to work with. I would love to make a recommendation if you don’t have someone in mind. 

House Hunting

Regardless of how many TV shows you have watched about finding the perfect house, nothing beats going out and living the dream. Trust your gut and rely on the team of professionals you are working with!

Making the Offer

You found your perfect first home, congratulations, make sure your offer includes a condition of financing with a minimum of 5 days to arrange financing. This will make sure we have enough time to finalize the mortgage! 

Property Inspection

It’s a great idea to have the property you are buying professionally inspected to safeguard against any major issues that might be hiding from view. Typical cost $350-$450.

Finalizing the Deal

Once your offer has been accepted by the sellers, it’s go time. You will have a short period of time to satisfy the conditions you wrote on the offer, the biggest of these will be arranging financing. 

At The Lawyers

Once the mortgage has been arranged, and you have met all the conditions on your offer to purchase, the paperwork gets sent to your lawyer’s office where you finalize everything.

Closing Day

Today you become a home owner! Your lawyer will take care of the money transfers and your realtor will meet you at your new home with a set of keys! Congratulations!

9 STEPS TO BUYING YOUR A HOME

Meet With Your Mortgage Broker

The home buying process starts with having a solid understanding of your financial situation and securing a mortgage pre-approval. As your mortgage broker, I will help you find the best mortgage product available at no cost to you.

Make a Budget

Once you know how much you’ve been pre-approved for, its a good idea to sit down and figure out what you actually want to spend. There are extra costs associated with homeownership, a budget helps you plan for them!

Find a Realtor

Once you have a pre-approval in place and you know how much you want to spend on a house, it’s time to find a realtor to work with. I would love to make a recommendation if you don’t have someone in mind. 

House Hunting

Regardless of how many TV shows you have watched about finding the perfect house, nothing beats going out and living the dream. Trust your gut and rely on the team of professionals you are working with!

Making the Offer

You found your perfect first home, congratulations, make sure your offer includes a condition of financing with a minimum of 5 days to arrange financing. This will make sure we have enough time to finalize the mortgage! 

Property Inspection

It’s a great idea to have the property you are buying professionally inspected to safeguard against any major issues that might be hiding from view. Typical cost $350-$450.

Finalizing the Deal

Once your offer has been accepted by the sellers, it’s go time. You will have a short period of time to satisfy the conditions you wrote on the offer, the biggest of these will be arranging financing. 

At The Lawyers

Once the mortgage has been arranged, and you have met all the conditions on your offer to purchase, the paperwork gets sent to your lawyer’s office where you finalize everything.

Closing Day

Today you become a home owner! Your lawyer will take care of the money transfers and your realtor will meet you at your new home with a set of keys! Congratulations!

Lenders

 

I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.

 

 

Working together to make a difference!

Each quarter we donate $10,000 to a worthy cause.

LEARN MORE

A FEW RESOURCES

Don’t Assume Anything!

Don’t Assume Anything!

A lot of people get into hot water when they assume that because they've qualified for a mortgage in the past, they will qualify for a mortgage in the future. This article has one point to make and it's this: Don't assume anything when dealing with mortgage financing!...

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Minimum Required Credit Profile

Minimum Required Credit Profile

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...

read more

DIANE GOGAR

I’m always here when you need me.

Call Me Now: 416-464-8898
E-mail: diane@dianegogar.com

Contact Me Anytime!

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Key Mortgage Partners – Dominion Lending Centres Independently Owned and Operated. FSCO Brokerage # 12233